How Your Commercial Insurance Will Protect Your RCFE
If you are running a smaller residential care facility for the elderly, you might assume that a standard homeowners insurance policy will offer you and your residents enough coverage. In fact, though, that policy will not just fall short of meeting your needs; it will not meet them at all. If the insurer who writes your policy discovers that any claims you make are based on your RCFE business activities, your claims will be denied outright.
There is no personal policy that will be able to cover your facility. In order to cover any business operations, your need commercial insurance. Furthermore, in order to best protect your RCFE, you need both commercial property and commercial liability insurance. Not only are these coverage options crucial to safeguarding your facility’s bottom line, liability insurance is also legally required. Under AB 1523, all California facilities need to have RCFE liability insurance starting July 1st.
When you have the necessary insurance policies in place, you never have to worry that an unforeseen event could capsize your business, leaving your residents without the housing or care they need. Carrying the right insurance frees you from worrying about all of life’s what-ifs, making it easier for you to focus on offering superior service and dedicated care to your residents.
You have enough on your plate as an RCFE owner. Let the experts handle your coverage so you can get back to caring for your residents. Contact InsureMyRCFE, the experts on California residential care facility insurance, to protect your business, your residents, and your bottom line. As former RCFE owners, we know how to tailor coverage to meet your specific needs, ensuring you are never left with a gap in coverage or paying for protection you do not need. Call us today!