Your RCFE Needs Commercial Property Insurance
If you run a smaller RCFE facility, you might think that carrying homeowners insurance on your building is sufficient to protect it. Unfortunately, that is not the case. If you tried to file a claim related to your business with your homeowners insurance provider, your claim would be denied. Why? Because homeowners insurance cannot cover businesses.
Fortunately, that does not mean you need to leave your facility exposed. Commercial property insurance is designed to protect businesses like yours against losses resulting from fire, vandalism, theft, or other covered causes. This coverage will help you repair or rebuild your building, minimizing the disruption in your business and in the care you offer to your residents.
Commercial property insurance does more than just protect your building, too. It will also cover its contents, meaning if a fire swept through your building you would not have to figure out how to cover the costs of replacing all of your furniture, equipment, technology, and other items you had stored in your building.
Your commercial property coverage will also cover your landscaping around your property and your outdoor signage, meaning it will help you restore the appearance of your facility quickly after a disaster. This makes it possible for you to give your current residents the quality they deserve and helps you attract new residents.
Ultimately, to protect your RCFE, it is crucial you carry commercial property insurance instead of homeowners insurance.
Want to talk to the experts about protecting your RCFE facility? You can; as former RCFE owners and current insurance providers, the dedicated team at InsureMyRCFE knows exactly what kind of coverage you need. As experts in both the insurance and RCFE industries, we are more than ready to help you set the right policies in place to protect your RCFE. Contact us today!